Keys FCU wants to help you finance your next ride!
Make it to the finish line faster when you move your high-rate debt to Keys FCU!
There are many reasons to join Keys FCU:
School Pride Checking Account and Debit Card!

For a limited time, earn 3.85% APY*
on a 91-day share certificate!
Take a pre-approved loan to the dealer when you shop.
Competitive rates as low as 3.49% APR*
Terms up to 84 months.
Refinance existing auto loans for lower payments.
No pre-payment penalties.
Transfer your credit card balances to Keys FCU and SAVE!
- 2.9% APR* on NEW cards for the first 6 months!
- Low introductory rate.
- Pay off debt faster with a lower interest rate.
- Save money on interest.
- Consolidate your monthly payments.
- Ease your mind!
- Not-for-profit so our profits go back to our members
- Better rates (because you OWN it!)
- Homebuyer workshops
- Local and personalized service
- Safe and secure - We are federally insured by the NCUA up to $250,000 per account!
- FREE CASH BACK Checking accounts
- FREE Financial credit reviews
Did you know that you can earn up to $15 a month for you and your school with a Canes, Conch or Dolphin Pride FREE CASH BACK Checking Account?
Credit Card Contact Information
Member Service: (866) 820-7227
Report lost/stolen credit card: (866) 820-7227
Call Collect: (727) 299-2449
Dispute a credit card charge: (888) 918-7322
Debit Mastercard Contact Information
Member Service: (305) 294-6622
Report lost/stolen debit card: (866) 820-8771
Merchant Dispute: (800) 654-7728
Member Service: (305) 294-6622
info@keysfcu.org
Routing # 267079557
NMLS # 595888
Accessibility Statement
Disclosures
*APR = ANNUAL PERCENTAGE RATE. RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN
**APY = ANNUAL PERCENTAGE YIELD. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED
WE PROVIDE LINKS TO THIRD PARTY PARTNERS, INDEPENDENT FROM KEYS FEDERAL CREDIT UNION. THESE LINKS ARE PROVIDED ONLY AS A CONVENIENCE. WE DO NOT MANAGE THE CONTENT OF THOSE SITES. THE PRIVACY AND SECURITY POLICIES OF EXTERNAL WEBSITES WILL DIFFER FROM THOSE OF KEYS FEDERAL CREDIT UNION.